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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,409 | $106,280+23.6% | $96,538+36.1% | $139,487-5.8% |
| Participation rate | 66.7% | 77.8%-11.2pp | 74.3%-7.7pp | 80.3%-13.7pp |
| Annual return | 14.23% | 38.48%-24.3pp | 35.74%-21.5pp | 373.84%-359.6pp |
| Employer contribution / active EE | $1,891 | $4,107-54.0% | $3,740-49.4% | $4,755-60.2% |
| Participant deferral / active EE | $4,587 | $5,457-15.9% | $4,880-6.0% | $6,713-31.7% |
| Admin fee / account holder | $2,471 | $7,888-68.7% | $6,737-63.3% | $11,407-78.3% |