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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,157 | $133,998-23.0% | $112,263-8.1% | $134,545-23.3% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -17.34% | 47.17%-64.5pp | 27.49%-44.8pp | 418.37%-435.7pp |
| Employer contribution / active EE | $1,827 | $4,040-54.8% | $3,636-49.7% | $4,742-61.5% |
| Participant deferral / active EE | $4,460 | $5,292-15.7% | $4,729-5.7% | $6,401-30.3% |
| Admin fee / account holder | $1,094 | $7,493-85.4% | $6,410-82.9% | $11,431-90.4% |