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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,623 | $57,305-25.6% | $86,640-50.8% | $75,173-43.3% |
| Participation rate | 100.0% | 63.2%+36.8pp | 71.7%+28.3pp | 67.2%+32.8pp |
| Annual return | -24.95% | 2674.24%-2699.2pp | 592.52%-617.5pp | 160.72%-185.7pp |
| Employer contribution / active EE | $1,490 | $2,316-35.6% | $3,024-50.7% | $2,671-44.2% |
| Participant deferral / active EE | $4,502 | $3,320+35.6% | $4,438+1.4% | $4,126+9.1% |
| Admin fee / account holder | $387 | $4,116-90.6% | $5,616-93.1% | $5,651-93.2% |