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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,923 | $95,383-70.7% | $185,837-85.0% | $85,856-67.5% |
| Participation rate | 88.6% | 68.8%+19.8pp | 81.7%+6.9pp | 69.3%+19.3pp |
| Annual return | 9.61% | 23.59%-14.0pp | 122.08%-112.5pp | 318.58%-309.0pp |
| Employer contribution / active EE | $1,151 | $3,313-65.2% | $5,168-77.7% | $2,565-55.1% |
| Participant deferral / active EE | $2,488 | $3,423-27.3% | $5,568-55.3% | $3,952-37.0% |
| Admin fee / account holder | $5,005 | $7,213-30.6% | $16,241-69.2% | $6,261-20.1% |