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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $373,643 | $217,432+71.8% | $185,849+101.0% | $167,536+123.0% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | -3.86% | 148.42%-152.3pp | 122.10%-126.0pp | 478.82%-482.7pp |
| Employer contribution / active EE | $10,515 | $5,875+79.0% | $5,169+103.4% | $4,839+117.3% |
| Participant deferral / active EE | $15,511 | $6,357+144.0% | $5,569+178.5% | $6,342+144.6% |
| Admin fee / account holder | $4,413 | $19,818-77.7% | $16,244-72.8% | $12,315-64.2% |