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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $211,536 | $135,956+55.6% | $123,894+70.7% | $273,972-22.8% |
| Participation rate | 94.4% | 84.1%+10.4pp | 81.4%+13.0pp | 83.0%+11.4pp |
| Annual return | 7.66% | 56.63%-49.0pp | 47.52%-39.9pp | 41.46%-33.8pp |
| Employer contribution / active EE | $10,886 | $5,170+110.6% | $4,617+135.8% | $4,869+123.6% |
| Participant deferral / active EE | $7,548 | $6,343+19.0% | $5,984+26.1% | $5,287+42.8% |
| Admin fee / account holder | $4,945 | $9,817-49.6% | $8,357-40.8% | $10,133-51.2% |