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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,989 | $99,994-40.0% | $146,643-59.1% | $85,847-30.1% |
| Participation rate | 76.5% | 73.1%+3.4pp | 80.1%-3.6pp | 69.3%+7.2pp |
| Annual return | 17.80% | 18.93%-1.1pp | 22.75%-4.9pp | 318.61%-300.8pp |
| Employer contribution / active EE | $2,263 | $2,559-11.6% | $4,137-45.3% | $2,565-11.8% |
| Participant deferral / active EE | $4,262 | $4,006+6.4% | $5,506-22.6% | $3,952+7.8% |
| Admin fee / account holder | $607 | $7,703-92.1% | $10,280-94.1% | $6,261-90.3% |