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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,083 | $72,404-66.7% | $110,243-78.2% | $64,173-62.5% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -6.93% | -6.29%-0.6pp | 314.76%-321.7pp | 7.63%-14.6pp |
| Employer contribution / active EE | $3,341 | $2,282+46.4% | $3,827-12.7% | $2,381+40.3% |
| Participant deferral / active EE | $3,323 | $3,469-4.2% | $4,672-28.9% | $3,470-4.2% |
| Admin fee / account holder | $971 | $5,664-82.9% | $8,548-88.6% | $4,887-80.1% |