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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,410 | $58,275-28.9% | $81,844-49.4% | $80,935-48.8% |
| Participation rate | 65.6% | 63.5%+2.2pp | 72.4%-6.8pp | 67.7%-2.0pp |
| Annual return | 11.53% | 41.82%-30.3pp | 778.87%-767.3pp | 35.66%-24.1pp |
| Employer contribution / active EE | $2,673 | $2,346+13.9% | $2,916-8.4% | $2,757-3.1% |
| Participant deferral / active EE | $6,371 | $3,285+93.9% | $4,323+47.3% | $4,299+48.2% |
| Admin fee / account holder | $8,468 | $4,749+78.3% | $7,355+15.1% | $6,924+22.3% |