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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,629 | $109,905-73.0% | $98,506-69.9% | $167,553-82.3% |
| Participation rate | 80.0% | 75.8%+4.2pp | 73.3%+6.7pp | 82.1%-2.1pp |
| Annual return | 15.40% | 1960.20%-1944.8pp | 1494.92%-1479.5pp | 478.89%-463.5pp |
| Employer contribution / active EE | $3,313 | $3,226+2.7% | $2,961+11.9% | $4,840-31.5% |
| Participant deferral / active EE | $5,486 | $4,674+17.4% | $4,277+28.3% | $6,343-13.5% |
| Admin fee / account holder | $2,027 | $6,760-70.0% | $5,955-66.0% | $12,316-83.5% |