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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,677 | $75,541+50.5% | $152,093-25.3% | $82,637+37.6% |
| Participation rate | 92.1% | 66.5%+25.6pp | 77.8%+14.3pp | 68.1%+24.1pp |
| Annual return | 12.13% | 32.56%-20.4pp | 66.36%-54.2pp | 53.51%-41.4pp |
| Employer contribution / active EE | $2,620 | $2,622-0.1% | $4,175-37.2% | $2,552+2.7% |
| Participant deferral / active EE | $6,468 | $3,206+101.8% | $5,451+18.6% | $4,126+56.7% |
| Admin fee / account holder | $6,379 | $6,405-0.4% | $14,497-56.0% | $7,339-13.1% |