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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,402 | $99,031-83.4% | $86,597-81.1% | $147,585-88.9% |
| Participation rate | 27.3% | 76.3%-49.1pp | 73.5%-46.3pp | 82.8%-55.6pp |
| Annual return | 28.33% | 1312.56%-1284.2pp | 964.96%-936.6pp | 578.57%-550.2pp |
| Employer contribution / active EE | $433 | $3,132-86.2% | $2,840-84.8% | $4,876-91.1% |
| Participant deferral / active EE | $1,282 | $3,972-67.7% | $3,609-64.5% | $5,439-76.4% |
| Admin fee / account holder | $751 | $5,711-86.8% | $4,906-84.7% | $10,885-93.1% |