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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,067 | $162,812-96.9% | $133,971-96.2% | $158,966-96.8% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 15.72% | 41.94%-26.2pp | 45.09%-29.4pp | 302.95%-287.2pp |
| Employer contribution / active EE | $0 | $4,976-100.0% | $3,919-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $2,905 | $5,910-50.9% | $5,047-42.4% | $5,983-51.5% |
| Admin fee / account holder | $993 | $11,741-91.5% | $8,929-88.9% | $11,250-91.2% |