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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,934 | $155,555+29.2% | $146,866+36.8% | $155,188+29.5% |
| Participation rate | 73.3% | 84.0%-10.6pp | 82.5%-9.2pp | 80.8%-7.5pp |
| Annual return | 16.80% | 115.41%-98.6pp | 102.85%-86.1pp | 148.84%-132.0pp |
| Employer contribution / active EE | $2,554 | $4,647-45.0% | $4,425-42.3% | $4,248-39.9% |
| Participant deferral / active EE | $3,077 | $8,044-61.7% | $7,759-60.3% | $6,531-52.9% |
| Admin fee / account holder | $2,138 | $14,755-85.5% | $13,620-84.3% | $14,480-85.2% |