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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,220 | $148,558-11.0% | $135,925-2.7% | $139,427-5.2% |
| Participation rate | 78.6% | 83.9%-5.3pp | 81.9%-3.3pp | 80.3%-1.8pp |
| Annual return | 22.35% | 79.22%-56.9pp | 68.25%-45.9pp | 373.27%-350.9pp |
| Employer contribution / active EE | $2,806 | $5,244-46.5% | $4,857-42.2% | $4,752-40.9% |
| Participant deferral / active EE | $8,386 | $8,101+3.5% | $7,759+8.1% | $6,711+25.0% |
| Admin fee / account holder | $1,533 | $12,401-87.6% | $10,764-85.8% | $11,404-86.6% |