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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,220 | $148,629-11.0% | $135,982-2.8% | $139,487-5.2% |
| Participation rate | 78.6% | 83.9%-5.3pp | 81.9%-3.4pp | 80.3%-1.8pp |
| Annual return | 22.35% | 79.33%-57.0pp | 68.32%-46.0pp | 373.84%-351.5pp |
| Employer contribution / active EE | $2,806 | $5,247-46.5% | $4,859-42.3% | $4,755-41.0% |
| Participant deferral / active EE | $8,386 | $8,102+3.5% | $7,760+8.1% | $6,713+24.9% |
| Admin fee / account holder | $1,533 | $12,406-87.6% | $10,767-85.8% | $11,407-86.6% |