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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,934 | $162,136+23.9% | $152,301+31.9% | $154,746+29.8% |
| Participation rate | 73.3% | 84.1%-10.8pp | 82.4%-9.1pp | 80.7%-7.4pp |
| Annual return | 16.80% | 91.02%-74.2pp | 80.50%-63.7pp | 172.34%-155.5pp |
| Employer contribution / active EE | $2,554 | $4,890-47.8% | $4,624-44.8% | $4,379-41.7% |
| Participant deferral / active EE | $3,077 | $8,341-63.1% | $8,004-61.6% | $6,730-54.3% |
| Admin fee / account holder | $2,138 | $15,759-86.4% | $14,398-85.1% | $14,365-85.1% |