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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,934 | $196,972+2.0% | $182,262+10.2% | $198,609+1.2% |
| Participation rate | 73.3% | 85.7%-12.4pp | 84.2%-10.9pp | 82.4%-9.0pp |
| Annual return | 16.80% | 158.27%-141.5pp | 140.60%-123.8pp | 202.70%-185.9pp |
| Employer contribution / active EE | $2,554 | $5,364-52.4% | $5,046-49.4% | $5,055-49.5% |
| Participant deferral / active EE | $3,077 | $8,643-64.4% | $8,276-62.8% | $6,977-55.9% |
| Admin fee / account holder | $2,138 | $18,429-88.4% | $16,712-87.2% | $19,030-88.8% |