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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $181,006 | $148,629+21.8% | $135,982+33.1% | $139,487+29.8% |
| Participation rate | 75.0% | 83.9%-8.9pp | 81.9%-6.9pp | 80.3%-5.3pp |
| Annual return | 16.48% | 79.33%-62.8pp | 68.32%-51.8pp | 373.84%-357.4pp |
| Employer contribution / active EE | $4,619 | $5,247-12.0% | $4,859-4.9% | $4,755-2.8% |
| Participant deferral / active EE | $6,275 | $8,102-22.6% | $7,760-19.1% | $6,713-6.5% |
| Admin fee / account holder | $322 | $12,406-97.4% | $10,767-97.0% | $11,407-97.2% |