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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,414 | $176,105-33.3% | $159,474-26.4% | $167,536-29.9% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 11.55% | 331.91%-320.4pp | 263.68%-252.1pp | 478.82%-467.3pp |
| Employer contribution / active EE | $608 | $5,299-88.5% | $4,831-87.4% | $4,839-87.4% |
| Participant deferral / active EE | $5,525 | $7,751-28.7% | $7,353-24.9% | $6,342-12.9% |
| Admin fee / account holder | $17,667 | $12,559+40.7% | $10,802+63.5% | $12,315+43.5% |