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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,322 | $150,442-22.7% | $136,295-14.7% | $147,585-21.2% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 14.00% | 1049.09%-1035.1pp | 5155.97%-5142.0pp | 578.56%-564.6pp |
| Employer contribution / active EE | $13,642 | $5,256+159.5% | $4,695+190.5% | $4,876+179.8% |
| Participant deferral / active EE | $16,000 | $6,630+141.3% | $6,247+156.1% | $5,439+194.2% |
| Admin fee / account holder | $875 | $10,905-92.0% | $9,243-90.5% | $10,885-92.0% |