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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,121 | $167,353+2.8% | $143,797+19.7% | $134,545+27.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -12.69% | 0.48%-13.2pp | -0.04%-12.6pp | 418.37%-431.1pp |
| Employer contribution / active EE | $1,127 | $5,620-79.9% | $4,952-77.2% | $4,742-76.2% |
| Participant deferral / active EE | $3,788 | $6,447-41.2% | $5,638-32.8% | $6,401-40.8% |
| Admin fee / account holder | $1,510 | $18,096-91.7% | $14,679-89.7% | $11,431-86.8% |