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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,507 | $217,432-11.9% | $185,851+3.0% | $167,553+14.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 13.08% | 148.43%-135.4pp | 122.11%-109.0pp | 478.89%-465.8pp |
| Employer contribution / active EE | $1,128 | $5,874-80.8% | $5,168-78.2% | $4,840-76.7% |
| Participant deferral / active EE | $2,776 | $6,357-56.3% | $5,569-50.1% | $6,343-56.2% |
| Admin fee / account holder | $5,439 | $19,820-72.6% | $16,245-66.5% | $12,316-55.8% |