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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,084 | $110,337+1.6% | $102,383+9.5% | $145,877-23.2% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 12.16% | 24.83%-12.7pp | 24.94%-12.8pp | 551.28%-539.1pp |
| Employer contribution / active EE | $2,736 | $4,216-35.1% | $3,870-29.3% | $4,663-41.3% |
| Participant deferral / active EE | $5,152 | $5,621-8.3% | $5,060+1.8% | $6,691-23.0% |
| Admin fee / account holder | $1,268 | $9,750-87.0% | $8,391-84.9% | $13,402-90.5% |