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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,581 | $106,247-23.2% | $96,515-15.5% | $139,466-41.5% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.12% | 38.47%-22.4pp | 35.73%-19.6pp | 373.66%-357.5pp |
| Employer contribution / active EE | $5,728 | $4,106+39.5% | $3,740+53.2% | $4,754+20.5% |
| Participant deferral / active EE | $5,155 | $5,456-5.5% | $4,880+5.6% | $6,712-23.2% |
| Admin fee / account holder | $817 | $7,885-89.6% | $6,735-87.9% | $11,409-92.8% |