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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,079 | $71,878+87.9% | $86,698+55.8% | $68,486+97.2% |
| Participation rate | 84.4% | 72.2%+12.1pp | 76.6%+7.8pp | 67.9%+16.5pp |
| Annual return | -21.90% | 3.53%-25.4pp | 35.95%-57.8pp | -7.85%-14.0pp |
| Employer contribution / active EE | $2,657 | $2,173+22.3% | $2,837-6.3% | $2,597+2.3% |
| Participant deferral / active EE | $6,097 | $3,779+61.3% | $4,656+30.9% | $4,028+51.4% |
| Admin fee / account holder | $3,799 | $6,113-37.8% | $7,493-49.3% | $5,404-29.7% |