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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,375 | $157,304+10.9% | $141,197+23.5% | $152,909+14.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 27.15% | 64.34%-37.2pp | 71.41%-44.3pp | 345.46%-318.3pp |
| Employer contribution / active EE | $13,188 | $5,263+150.6% | $4,736+178.5% | $4,764+176.8% |
| Participant deferral / active EE | $10,299 | $7,111+44.8% | $6,710+53.5% | $5,851+76.0% |
| Admin fee / account holder | $311 | $12,126-97.4% | $10,265-97.0% | $11,601-97.3% |