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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,485 | $198,457-16.6% | $170,435-2.9% | $147,586+12.1% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 12.37% | 257.30%-244.9pp | 205.94%-193.6pp | 578.59%-566.2pp |
| Employer contribution / active EE | $10,424 | $6,183+68.6% | $5,432+91.9% | $4,876+113.8% |
| Participant deferral / active EE | $9,135 | $5,629+62.3% | $4,939+84.9% | $5,439+68.0% |
| Admin fee / account holder | $6,932 | $16,852-58.9% | $13,881-50.1% | $10,886-36.3% |