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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,184 | $166,268+181.6% | $165,100+183.6% | $145,897+220.9% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 25.71% | 100.52%-74.8pp | 70.21%-44.5pp | 552.29%-526.6pp |
| Employer contribution / active EE | $13,554 | $5,284+156.5% | $4,348+211.7% | $4,663+190.7% |
| Participant deferral / active EE | $10,727 | $6,964+54.0% | $6,035+77.7% | $6,689+60.4% |
| Admin fee / account holder | $2,621 | $16,659-84.3% | $12,696-79.4% | $13,390-80.4% |