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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $468,184 | $166,020+182.0% | $164,866+184.0% | $145,959+220.8% |
| Participation rate | 85.7% | 82.0%+3.7pp | 78.6%+7.1pp | 80.3%+5.4pp |
| Annual return | 25.71% | 100.08%-74.4pp | 69.97%-44.3pp | 561.95%-536.2pp |
| Employer contribution / active EE | $13,554 | $5,275+157.0% | $4,343+212.1% | $4,661+190.8% |
| Participant deferral / active EE | $10,727 | $6,961+54.1% | $6,033+77.8% | $6,689+60.4% |
| Admin fee / account holder | $2,621 | $16,644-84.3% | $12,689-79.3% | $13,398-80.4% |