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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,038 | $91,536-70.5% | $130,062-79.2% | $75,177-64.0% |
| Participation rate | 98.5% | 71.5%+27.0pp | 78.5%+20.0pp | 67.2%+31.3pp |
| Annual return | 20.79% | -631.62%+652.4pp | -137.37%+158.2pp | 160.75%-140.0pp |
| Employer contribution / active EE | $2,397 | $2,845-15.7% | $4,322-44.5% | $2,671-10.3% |
| Participant deferral / active EE | $3,651 | $4,343-15.9% | $5,821-37.3% | $4,126-11.5% |
| Admin fee / account holder | $1,455 | $6,780-78.5% | $10,601-86.3% | $5,651-74.3% |