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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,257 | $81,870-78.9% | $119,634-85.6% | $68,490-74.8% |
| Participation rate | 97.0% | 71.9%+25.1pp | 79.3%+17.7pp | 67.9%+29.1pp |
| Annual return | 0.00% | -23.82%+23.8pp | -14.98%+15.0pp | -7.85%+7.9pp |
| Employer contribution / active EE | $2,598 | $2,692-3.5% | $4,232-38.6% | $2,5970% |
| Participant deferral / active EE | $3,089 | $4,148-25.5% | $5,601-44.8% | $4,028-23.3% |
| Admin fee / account holder | $620 | $6,583-90.6% | $10,329-94.0% | $5,403-88.5% |