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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,955 | $101,795-68.6% | $165,100-80.6% | $80,959-60.5% |
| Participation rate | 89.4% | 71.8%+17.6pp | 78.6%+10.8pp | 67.7%+21.7pp |
| Annual return | 9.08% | 16.73%-7.7pp | 70.21%-61.1pp | 35.67%-26.6pp |
| Employer contribution / active EE | $2,841 | $2,954-3.8% | $4,348-34.7% | $2,757+3.0% |
| Participant deferral / active EE | $4,923 | $4,476+10.0% | $6,035-18.4% | $4,300+14.5% |
| Admin fee / account holder | $4,641 | $8,221-43.5% | $12,696-63.4% | $6,925-33.0% |