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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,881 | $198,457-93.0% | $170,435-91.9% | $147,586-90.6% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 0.00% | 257.30%-257.3pp | 205.94%-205.9pp | 578.59%-578.6pp |
| Employer contribution / active EE | $6,359 | $6,183+2.8% | $5,432+17.1% | $4,876+30.4% |
| Participant deferral / active EE | $7,005 | $5,629+24.4% | $4,939+41.8% | $5,439+28.8% |
| Admin fee / account holder | $2,717 | $16,852-83.9% | $13,881-80.4% | $10,886-75.0% |