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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,513 | $181,896-81.0% | $156,551-78.0% | $273,972-87.4% |
| Participation rate | 83.3% | 88.4%-5.1pp | 84.0%-0.7pp | 83.0%+0.3pp |
| Annual return | 7.22% | 30.74%-23.5pp | 32.23%-25.0pp | 41.46%-34.2pp |
| Employer contribution / active EE | $1,409 | $6,248-77.4% | $5,501-74.4% | $4,869-71.1% |
| Participant deferral / active EE | $3,120 | $5,550-43.8% | $4,871-36.0% | $5,287-41.0% |
| Admin fee / account holder | $1,503 | $15,560-90.3% | $13,028-88.5% | $10,133-85.2% |