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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,814 | $67,411+36.2% | $91,004+0.9% | $70,126+30.9% |
| Participation rate | 95.2% | 71.4%+23.9pp | 75.6%+19.6pp | 69.5%+25.7pp |
| Annual return | 12.10% | -40.16%+52.3pp | 4.60%+7.5pp | 73.15%-61.0pp |
| Employer contribution / active EE | $1,609 | $1,786-9.9% | $2,456-34.5% | $2,343-31.3% |
| Participant deferral / active EE | $5,016 | $2,823+77.7% | $3,548+41.4% | $3,332+50.6% |
| Admin fee / account holder | $5,631 | $4,236+32.9% | $5,417+3.9% | $4,645+21.2% |