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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,631 | $68,394+77.8% | $94,672+28.5% | $75,177+61.8% |
| Participation rate | 92.6% | 76.1%+16.5pp | 80.8%+11.8pp | 67.2%+25.4pp |
| Annual return | 20.69% | 616.92%-596.2pp | 156.89%-136.2pp | 160.75%-140.1pp |
| Employer contribution / active EE | $3,474 | $2,701+28.6% | $3,673-5.4% | $2,671+30.1% |
| Participant deferral / active EE | $8,867 | $6,536+35.7% | $7,417+19.5% | $4,126+114.9% |
| Admin fee / account holder | $998 | $5,326-81.3% | $7,222-86.2% | $5,651-82.3% |