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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,775 | $77,157+33.2% | $108,405-5.2% | $85,851+19.7% |
| Participation rate | 92.0% | 74.7%+17.3pp | 80.1%+11.9pp | 69.3%+22.7pp |
| Annual return | 0.00% | 44.55%-44.6pp | 905.55%-905.5pp | 318.63%-318.6pp |
| Employer contribution / active EE | $2,975 | $2,379+25.0% | $3,559-16.4% | $2,565+16.0% |
| Participant deferral / active EE | $7,334 | $5,567+31.7% | $6,563+11.7% | $3,952+85.6% |
| Admin fee / account holder | $2,300 | $5,174-55.5% | $7,297-68.5% | $6,261-63.3% |