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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,705 | $135,956-9.7% | $123,894-1.0% | $273,972-55.2% |
| Participation rate | 100.0% | 84.1%+15.9pp | 81.4%+18.6pp | 83.0%+17.0pp |
| Annual return | 6.20% | 56.63%-50.4pp | 47.52%-41.3pp | 41.46%-35.3pp |
| Employer contribution / active EE | $2,616 | $5,170-49.4% | $4,617-43.3% | $4,869-46.3% |
| Participant deferral / active EE | $12,159 | $6,343+91.7% | $5,984+103.2% | $5,287+130.0% |
| Admin fee / account holder | $3,359 | $9,817-65.8% | $8,357-59.8% | $10,133-66.9% |