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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,407 | $150,442+7.3% | $136,295+18.4% | $147,585+9.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 10.96% | 1049.09%-1038.1pp | 5155.97%-5145.0pp | 578.56%-567.6pp |
| Employer contribution / active EE | $22,152 | $5,256+321.4% | $4,695+371.8% | $4,876+354.3% |
| Participant deferral / active EE | $3,681 | $6,630-44.5% | $6,247-41.1% | $5,439-32.3% |
| Admin fee / account holder | $1,034 | $10,905-90.5% | $9,243-88.8% | $10,885-90.5% |