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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,407 | $150,447+7.3% | $136,298+18.4% | $147,586+9.4% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 10.96% | 1049.15%-1038.2pp | 5156.27%-5145.3pp | 578.59%-567.6pp |
| Employer contribution / active EE | $22,152 | $5,256+321.4% | $4,696+371.7% | $4,876+354.3% |
| Participant deferral / active EE | $3,681 | $6,631-44.5% | $6,247-41.1% | $5,439-32.3% |
| Admin fee / account holder | $1,034 | $10,906-90.5% | $9,244-88.8% | $10,886-90.5% |