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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,626 | $183,592-15.2% | $155,5740% | $145,877+6.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 5.46% | 61.37%-55.9pp | 64.87%-59.4pp | 551.28%-545.8pp |
| Employer contribution / active EE | $1,600 | $5,317-69.9% | $4,676-65.8% | $4,663-65.7% |
| Participant deferral / active EE | $3,165 | $6,466-51.0% | $5,629-43.8% | $6,691-52.7% |
| Admin fee / account holder | $829 | $19,316-95.7% | $15,914-94.8% | $13,402-93.8% |