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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,886 | $77,816+63.1% | $123,552+2.7% | $64,173+97.7% |
| Participation rate | 63.6% | 74.7%-11.1pp | 82.3%-18.7pp | 69.6%-5.9pp |
| Annual return | 25.99% | 12.49%+13.5pp | 119.20%-93.2pp | 7.63%+18.4pp |
| Employer contribution / active EE | $5,204 | $3,014+72.6% | $4,628+12.4% | $2,381+118.6% |
| Participant deferral / active EE | $3,076 | $5,240-41.3% | $6,426-52.1% | $3,470-11.3% |
| Admin fee / account holder | $2,810 | $5,519-49.1% | $9,285-69.7% | $4,887-42.5% |