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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,576 | $88,815+18.9% | $81,882+28.9% | $145,897-27.6% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 15.33% | 1033.75%-1018.4pp | 779.47%-764.1pp | 552.29%-537.0pp |
| Employer contribution / active EE | $50,430 | $3,086+1534.0% | $2,916+1629.4% | $4,663+981.6% |
| Participant deferral / active EE | $35,631 | $4,647+666.7% | $4,323+724.2% | $6,689+432.7% |
| Admin fee / account holder | $1,567 | $8,434-81.4% | $7,360-78.7% | $13,390-88.3% |