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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,043 | $112,121-12.6% | $95,960+2.2% | $158,966-38.3% |
| Participation rate | 88.2% | 79.0%+9.3pp | 77.1%+11.2pp | 82.0%+6.3pp |
| Annual return | 13.13% | 171.16%-158.0pp | 91.63%-78.5pp | 302.95%-289.8pp |
| Employer contribution / active EE | $1,751 | $3,199-45.3% | $2,541-31.1% | $4,762-63.2% |
| Participant deferral / active EE | $6,006 | $4,784+25.5% | $4,167+44.2% | $5,983+0.4% |
| Admin fee / account holder | $4,085 | $10,135-59.7% | $6,797-39.9% | $11,250-63.7% |