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Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,811 | $55,449-66.1% | $83,831-77.6% | $56,289-66.6% |
| Participation rate | 99.0% | 68.0%+31.0pp | 76.1%+22.9pp | 69.9%+29.2pp |
| Annual return | -12.24% | -1.38%-10.9pp | 850.99%-863.2pp | -9.96%-2.3pp |
| Employer contribution / active EE | $12,826 | $2,430+427.7% | $3,631+253.2% | $2,111+507.5% |
| Participant deferral / active EE | $1,846 | $2,935-37.1% | $4,082-54.8% | $3,350-44.9% |
| Admin fee / account holder | $0 | $656-100.0% | $5,479-100.0% | $521-100.0% |