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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,201 | $63,346-6.5% | $92,240-35.8% | $70,126-15.6% |
| Participation rate | 32.9% | 68.7%-35.7pp | 76.5%-43.6pp | 69.5%-36.6pp |
| Annual return | 15.43% | 530.19%-514.8pp | 176.29%-160.9pp | 73.15%-57.7pp |
| Employer contribution / active EE | $787 | $2,471-68.1% | $3,680-78.6% | $2,343-66.4% |
| Participant deferral / active EE | $1,684 | $2,854-41.0% | $3,897-56.8% | $3,332-49.4% |
| Admin fee / account holder | $10,220 | $3,841+166.1% | $5,194+96.8% | $4,645+120.0% |