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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,015 | $64,286-53.3% | $90,970-67.0% | $73,412-59.1% |
| Participation rate | 32.8% | 63.6%-30.8pp | 69.0%-36.2pp | 72.2%-39.4pp |
| Annual return | 20.95% | 21.46%-0.5pp | 134.58%-113.6pp | 59.30%-38.3pp |
| Employer contribution / active EE | $855 | $895-4.4% | $2,122-59.7% | $2,234-61.7% |
| Participant deferral / active EE | $1,608 | $2,453-34.4% | $3,373-52.3% | $3,806-57.7% |
| Admin fee / account holder | $7 | $287-97.7% | $5,960-99.9% | $158-95.7% |