Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,242 | $76,367-77.4% | $93,614-81.6% | $72,983-76.4% |
| Participation rate | 60.0% | 71.7%-11.7pp | 75.8%-15.8pp | 69.5%-9.5pp |
| Annual return | 17.88% | 25.82%-7.9pp | 32.76%-14.9pp | 81.01%-63.1pp |
| Employer contribution / active EE | $467 | $2,275-79.5% | $2,718-82.8% | $2,440-80.9% |
| Participant deferral / active EE | $1,219 | $3,538-65.6% | $4,069-70.1% | $3,608-66.2% |
| Admin fee / account holder | $1,966 | $6,838-71.3% | $7,889-75.1% | $5,124-61.6% |