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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,949 | $89,364-16.1% | $141,177-46.9% | $72,983+2.7% |
| Participation rate | 61.5% | 75.1%-13.6pp | 82.5%-20.9pp | 69.5%-7.9pp |
| Annual return | 23.83% | 111.86%-88.0pp | 71.40%-47.6pp | 81.01%-57.2pp |
| Employer contribution / active EE | $1,638 | $3,115-47.4% | $4,736-65.4% | $2,440-32.9% |
| Participant deferral / active EE | $5,383 | $5,419-0.7% | $6,710-19.8% | $3,608+49.2% |
| Admin fee / account holder | $815 | $5,959-86.3% | $10,263-92.1% | $5,124-84.1% |