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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,525 | $124,175-2.9% | $108,405+11.2% | $167,553-28.1% |
| Participation rate | 100.0% | 82.3%+17.7pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 12.23% | 1380.13%-1367.9pp | 905.55%-893.3pp | 478.89%-466.7pp |
| Employer contribution / active EE | $11,469 | $4,188+173.9% | $3,559+222.3% | $4,840+137.0% |
| Participant deferral / active EE | $6,660 | $6,908-3.6% | $6,563+1.5% | $6,343+5.0% |
| Admin fee / account holder | $9,983 | $9,457+5.6% | $7,297+36.8% | $12,316-18.9% |