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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,959 | $97,020+78.3% | $83,327+107.6% | $135,380+27.8% |
| Participation rate | 100.0% | 80.4%+19.6pp | 77.8%+22.2pp | 82.6%+17.4pp |
| Annual return | 7.00% | 12.31%-5.3pp | 10.64%-3.6pp | 519.81%-512.8pp |
| Employer contribution / active EE | $9,560 | $4,144+130.7% | $3,379+182.9% | $4,779+100.1% |
| Participant deferral / active EE | $6,793 | $5,964+13.9% | $5,565+22.1% | $5,609+21.1% |
| Admin fee / account holder | $371 | $8,426-95.6% | $7,540-95.1% | $10,828-96.6% |