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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,054 | $61,166-67.2% | $185,849-89.2% | $79,391-74.7% |
| Participation rate | 50.9% | 66.6%-15.7pp | 81.7%-30.8pp | 70.7%-19.8pp |
| Annual return | 26.60% | 19.45%+7.2pp | 122.10%-95.5pp | 116.88%-90.3pp |
| Employer contribution / active EE | $1,255 | $2,321-45.9% | $5,169-75.7% | $2,428-48.3% |
| Participant deferral / active EE | $2,800 | $2,789+0.4% | $5,569-49.7% | $4,046-30.8% |
| Admin fee / account holder | $1,929 | $710+171.7% | $16,244-88.1% | $627+207.8% |