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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,584 | $76,551-47.0% | $123,894-67.2% | $62,881-35.5% |
| Participation rate | 81.6% | 73.0%+8.7pp | 81.4%+0.2pp | 69.3%+12.3pp |
| Annual return | 30.39% | 18.68%+11.7pp | 47.52%-17.1pp | 20.14%+10.2pp |
| Employer contribution / active EE | $3,492 | $2,882+21.2% | $4,617-24.4% | $2,281+53.1% |
| Participant deferral / active EE | $6,714 | $4,840+38.7% | $5,984+12.2% | $3,203+109.6% |
| Admin fee / account holder | $1,057 | $4,826-78.1% | $8,357-87.4% | $4,296-75.4% |